Privacy Policy for Harvest Time Financial

Effective Date: December 31, 2024

At Harvest Time Financial, we value the privacy and security of our clients' personal and financial information. This Privacy Policy outlines the information we collect, how we use it, and the steps we take to protect it. By accessing or using our services, you agree to the terms outlined in this policy.

1. Information We Collect

We collect various types of personal information to provide and improve our financial services, including but not limited to:

Personal Information: Name, address, phone number, email address, social security number, date of birth, and other identifying information.
Financial Information: Income, credit history, bank account details, investment portfolios, and other financial data necessary to offer our services.
Usage Data: Information on how you interact with our website, mobile applications, or other platforms, such as IP addresses, browser types, device identifiers, and pages visited.
Cookies and Tracking Technologies: We may use cookies and similar technologies to collect data for enhancing your user experience.

2. How We Use Your Information

The personal and financial data we collect may be used for the following purposes:

Providing Services: To offer personalized financial planning, investment advice, and other related services.
Improving Our Services: To enhance and customize the user experience, develop new services, and ensure the quality of our offerings.
Communication: To respond to inquiries, provide updates, and send marketing materials (if opted-in).
Legal and Compliance Purposes: To meet legal, regulatory, and contractual obligations, and to prevent fraud or illegal activities.

3. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. However, we may disclose your information to the following parties in the following circumstances:

Service Providers: We may share your information with third-party vendors who assist us in delivering our services (e.g., payment processors, financial institutions, etc.). These third parties are obligated to protect your data.
Legal Requirements: If required by law, such as to comply with a subpoena, regulatory investigation, or legal process, we may disclose your information to appropriate authorities.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction. We will notify you of any such change.

4. Data Security

We take reasonable measures to protect your personal and financial data from unauthorized access, alteration, or disclosure. These measures include the use of encryption, secure servers, and firewalls. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

5. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, including complying with legal, regulatory, or contractual obligations. When data is no longer needed, it will be securely deleted or anonymized.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: You may request access to the personal information we hold about you.
Correction: You may request corrections to any inaccurate or incomplete data.
Deletion: You may request the deletion of your personal data, subject to applicable legal and contractual restrictions.
Opt-Out: You may opt out of receiving marketing communications at any time by following the unsubscribe instructions in our emails or contacting us directly.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If any significant changes are made, we will notify you by email or through a notice on our website. We encourage you to review this policy periodically for the latest information on how we are protecting your privacy.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Harvest Time Financial

435 Vine St. Suite 435 Cincinnati, Ohio 45202

harvesttimefinancial@gmail.com

(954) 681-7090